Binghatti Launches DIFC Firm to Finance Buyers, Builders

Prime Highlights

Binghatti has set up a new entity under DIFC to provide financial services.
The company will finance both buyers of property and construction firms with customized funding.

Key Facts

The DIFC-regulated entity will provide structured finance to off-plan homebuyers.
It will also provide credit lines to construction firms in collaboration with Binghatti.
This measure has been intended to enhance project efficiency and relieve pressure on liquidity in the real estate value chain.

Key Background

Binghatti, the prominent Dubai real estate developer famous for its high-profile branded developments, has established a new entity in the Dubai International Financial Centre (DIFC) to provide financial services throughout its ecosystem. With this strategic step, Binghatti is not only positioned as a real estate constructor but also as a facilitator of finances—assisting in simplifying the intricate capital flow through its workings.

This new DIFC establishment will mostly be concerned with providing financing alternatives for off-plan homeowners, a portion of the market that tends to experience difficulty in accessing early-stage financing. Through structured loans, Binghatti wants to spur transactions and facilitate smoother sales for end-users. The financing division will also be just as concerned about financing construction firms, issuing them credit to facilitate the working capital and maintain smooth continuity on Binghatti’s aggressive pipeline of projects.

In the last few years, Binghatti has seen explosive growth, driven by collaborations with international luxury players like Bugatti, Mercedes-Benz, and Jacob & Co. It has developed a portfolio worth more than AED 40 billion and has over 18,000 residential units in development in key Dubai locations like Downtown, Business Bay, and Jumeirah Village Circle.

The new financial firm is also aligned with Binghatti’s broader strategy of vertical integration and capital efficiency. In 2024, the company launched a $300 million sukuk—Dubai’s first real estate USD sukuk of the year—which was significantly oversubscribed and helped Binghatti secure a stronger financial rating from global agencies. The establishment of an internal financing arm further supports this financial resilience and operational control.

Establishing the company in DIFC brings with it regulatory strength and enables it to capitalize on the centre’s world-leading legal framework and business infrastructure. DIFC is the region’s financial hub of choice and provides a strategic platform for companies looking for regional and global access. With this inauguration, Binghatti is doubling down on financial innovation in real estate while empowering its partners and customers with wider funding access and flexibility.